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Here's A List Of Typical Items Needed For Your Home Loan

Note: We Can Obtain Many Of These Items On Your Behalf - Read Below 

Here Are The Items Needed For A Typical Home Loan

Verification of income

  • Last 2 years W-2 forms

  • most recent full month's worth of pay stubs

  • Federal tax returns for the past two years- all schedules

  • If you are self-employed please contact me for a list of needed docs

  • Additional income: social security, overtime bonus, commission, interest income, veteran's benefits and so on-contact me for what's needed.

Verification of your assets

  • checking and savings account statements for the previous 2 months-all pages

  • asset statements for any retirement or investment accounts -last 2 months or recent quarter- all pages

  • documentation of any other liquid asset - contact me to discuss what may be needed 

Information about the purchase

  • Copy of the signed purchase contract & all addendum's

  • copy of the earnest money deposit to the seller

  • any existing property inspection reports already completed

Your debts

  • list of your debts owed including account number, current balance and minimum monthly payment

Contact us for any special or unique situations and we will guide you through the documents needed.

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PO Box 1859 -- 2209 Hartvickson Lane, Valley Springs, CA, 95252   - Call: 209-602-4900 - NMLS #1395260 - Dennis Hughes - NMLS #178729 - CA Dept of Real Estate - Broker ID #01001409 - Colorado MLO.100511559 - Lend4less, Inc NMLS ##1709349