FHA 30 year fixed rate $200k loan amount
Quicken 3.75% APR 4.755% loan fee $5200 --2 points plus $1200 lender garbage fee
Me -3.50% APR 4.215% -- loan Fee is zero
I'm $5200 cheaper and with a lower 3.50% rate!
Or for the same lender fee my rate would be 3.00%!!
VA 30 year fixed rate $200k loan amount
Quicken 3.625% APR 3.887% loan fee $4000 - 2 points
Me-3.625% APR 3.794% -- loan fee zero!
I'm $4000 cheaper than Quicken at the same rate
Or for the same lender fee my rate would be 3.25%!!
Conventional 30 year fixed rate $200k loan
Quicken 4.125% APR 4.391% loan fee $5200 - 2 points plus $1200 garbage loan fees
Me- 3.875% APR 3.989% loan fee zero!
I'm $5,200 Cheaper than Quicken
Or for the same lender fee my rate is 3.50%
And better service, super fast speed and far more experienced advice!
I return calls and more importantly-I stay on top of the transaction from start to finish. I own my mortgage company and I'm always the only point of contact for all parties. I never hand off the transaction to an assistant, processor or other person. Accountability, solutions and a smooth hassle free transaction are the traits I'm famous for.
All questions are Welcome!
All questions are welcome and answered in an easy to explain relaxed way. Never any pressure --and we never make you feel you're just a loan number ---like those big impersonal lenders.
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PO Box 1859 -- 2209 Hartvickson Lane, Valley Springs, CA, 95252 - Call: 209-602-4900 Lend4less.com - NMLS #1395260 - Dennis Hughes - NMLS #178729 - CA Dept of Real Estate - Broker ID #01001409 - Colorado MLO.100511559 - Lend4less, Inc NMLS #1709349